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Most Affordable 3 Row Suvs

The car in your driveway may be the best deal if you leased a vehicle three years before the pandemic and global supply chain issues strained inventory. Getty Images

My lease is up, so what should I get next? 

That’s a hard one. Right now, the new car market is tight and selection can be slim. The used car market is even crazier, with prices up 30% or more compared with the same time last year. The current state of the market is not something analysts and industry insiders could have predicted three years ago.

But for shoppers at the end of a lease, the best deal is sitting in your driveway: your own car.

Why is it Such a Good Deal to Buy Your Leased Car?

When you lease a car, your contract specifies a buy-out price at the end of the lease. That price was preset at the start of the lease, which right was likely three or four years ago—before the pandemic, supply chain issues and chip shortages.

“That buyout price is way under current market value,” said LeeAnn Shattuck, an automotive expert and car-buying “concierge,” known to many as The Car Chick. “So you can buy out your lease and turn around and sell it and make money” Shattuck said. “Or, you can keep it and save money.”

In addition to a great price, you can avoid paying for excess mileage on the car, wear and tear and turn-in fees.

There may be state taxes to face, however. Each state’s rules can vary, so be sure to understand the tax implications before agreeing to sell or swap your leased car. Your car dealer can be helpful as well as they know the rules well. 

What is My Leased Car Worth?

The price of the buyout in the original lease contract, which allows lessees first dibs on the purchase of the car one the lease has expired. The car can either be purchased directly from the leaseholder (the bank or finance company) or through a car dealer.

It’s likely the deal will have to be worked out with a same-brand franchised car dealer, but going to the original dealer may not be necessary. For example, if you leased a Toyota in Chicago but moved to Florida in the meantime, just message your local Toyota dealer and ask if they will assist with your lease buyout. It’s possible you’ll need to reach out to few same-brand dealers to find one who will help you. 

Your Dealer Wants to Buy Your Leased Car. Is That a Good Deal?

If you call local dealers asking for help with your lease buyout, they may try to persuade you to let them pay you money for your leased car instead. Many people are getting calls from dealers asking to buy their leased cars and some offers sound pretty good. But are they? 

Do your research. Find out what price dealers are setting for your car. Look at pricing in your region and around the country to get a good feel of the true value of your car. 

Dealers know what you car is worth and many are making very good offers on off-lease cars because they can make thousands flipping it to the next customer. “It’s getting ugly behind the scenes,” Shattuck said. “The used car market has turned into the Hunger Games for dealers (and customers).”

Lease Vs. Buy: Why Leasing May Not Be Such a Good Deal Right Now

The market is so tight that lease payments—typically attractive because they are much lower than loan payments—are creeping up due to high demand and low inventory.

“In many cases, the money factor, which is the leasing equivalent of an interest rate, equates to 6% or 7%,” Shattuck said. Compared with 2% to 4% interest rates on car loans, and considering the higher prices of cars, monthly lease payments are almost as close as normal loan payments,” she said.

“Leasing is not an attractive option right now for most makes and models,” Shattuck said. A recent comparison of a Chevrolet Traverse showed a purchase with no down payment and no trade-in at 1.9% interest would have a payment of $753 for 72 months. The monthly cost for the same vehicle on a four-year lease with a down payment equal to one month’s payment and a 12,000-miles per year allowance is $744. 

Buy Your Own Leased Car and Sell it

Because of market value, leased cars are almost as much of an asset as a purchased car. “You can buy out your lease and turn around and sell it and make money,” Shattuck said. “Companies like Carvana have been offering insane amounts of money for gently used cars.”

Carvana, Shift, Vroom and CarMax are actively recruiting off-lease and used cars to buff up their inventory. That means it’s possible they’d jump at the opportunity to snag your car for the buyout price when they would have otherwise paid thousands more. The smart move is to buy out your leased car, turn around and sell it to them and walk away with a nice bonus. Perhaps enough for a solid down payment on a new car, too.

“I am [helping lease] a Kia Niro plug-in hybrid for one of my California clients,” Shattuck said, adding that the client also has a Volkswagen eGolf trade in. Normally, the Kia dealer would take her VW trade-in and do the paperwork for her, but that’s not the case now. “We have to do it in two separate transactions,” Shattuck said. Her client will make about $8,000 by selling her car directly to the VW dealer.

Though there are still a lot of tricks you can use to make good money selling your leased car, it’s more difficult now than ever before, Shattuck said. It’s important to read your paperwork, know the value of your car in the current market and give yourself time to complete the transaction. 

Best 3 Row Luxury Suv 2021

Leasing still may make the most sense for some people despite the unusual climate. If you are leasing a vehicle, make sure your lease will cover the mileage you typically drive in a year. Also pay attention to the maintenance you’ll need to keep up with and be prepared for the expense of turning it in. Since new car valuations are skewed higher, it probably won’t be a good deal to buy out the lease in three years.

 Or at least one would guess. But who can predict the future?

Best Suv Cars With 3 Rows

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Every 3-Row Mid-Size SUV for 2022 Ranked from Worst to Best

See where bestselling mid-size SUVs like the Ford Explorer and Toyota Highlander rank on this list of three-row SUVs.

Three-row crossovers aren’t the vehicles that will save the planet or encourage spirited mountain driving. They’re the answer for buyers who have a lot of kids and, subsequently, an ever-expanding pile of stuff, but don’t want to live with the power-sliding doors of a minivan. The charming aspect of a three-row SUV is that it can hold up to eight passengers, carry all the hockey or football equipment high schoolers can throw at it, and still offer better fuel economy than full-size SUV counterparts such as the Chevrolet Suburban or Ford Expedition.

After multiple tests and countless hours of driving, we’ve ranked the current available mid-size crossovers and SUVs.

The 2022 Toyota 4Runner is starting to show its age among a handful of new competition. It’s been 12 years since the 4Runner was given a major update. Its rugged body-on-frame chassis and five-speed automatic transmission are old school. The optional third row is on all trims except for TRD Pro. The 270-hp V-6 that’s in every 4Runner is a reliable workhorse but a thirsty one with an EPA-estimated 16 mpg in the city and 19 mpg on the highway.

  • Base price: $38,000 (est)
  • Powertrain: 270-hp 4.0L V-6 engine; five-speed automatic transmission
  • Cargo space behind second row: 46 cubic feet
  • Cargo space behind third row: 9 cubic feet

The GMC Acadia is a compact version of Chevy’s Traverse; both models offer three-row seating. The Acadia comes with either a 288-hp turbocharged four-cylinder or a 310-hp V-6. Both engines use a nine-speed automatic; no CVT here, folks. The Acadia is on the smaller end of the segment, the shortest in length by over an inch—a plus for families that need more room in the garage for the kids’ bikes. Unfortunately, it means the Acadia has the least amount of combined second- and third-row cargo space on the list. The most fuel-efficient Acadia is the front-wheel-drive turbocharged four-cylinder, with an EPA-estimated 22 mpg city and 29 mpg highway.

  • Base price: $30,995
  • Powertrain: 288-hp 2.0L turbocharged inline-four, 310-hp 3.6L V-6 engine; nine-speed automatic transmission
  • Cargo space behind second row: 41 cubic feet
  • Cargo space behind third row: 12 cubic feet

The Chevrolet Traverse has been refreshed with LED headlights and new front and rear fascias. It’s the biggest SUV on the list at over 17 feet long, giving it more cargo space behind the second row than anything else in the mid-size segment. The only powertrain is a 310-hp 3.6-liter V-6 engine with a nine-speed transmission. Despite its size and power, it achieved 27 mpg during our highway fuel-economy test. Features include an onboard Wi-Fi hotspot with standard 4G LTE data. There’s also Apple CarPlay and Android Auto phone integration on every Traverse.

  • Base price: $34,895
  • Powertrain: 310-hp 3.6-liter V-6 engine; nine-speed automatic transmission
  • Cargo space behind second row: 57 cubic feet
  • Cargo space behind third row: 23 cubic feet

If you’ve outgrown the Forester and Outback, meet the Subaru Ascent. Powered by a 260-hp flat-four, the Ascent’s 277 pound-feet of torque gives it a hearty push when needed. The standard CVT helps this 4656-pound all-wheel-drive three-row get an EPA-estimated 27 mpg on the highway. Its long list of standard safety features is where the Ascent shines brightest. Even on the cheapest Ascent, forward-collision warning and automated emergency braking, lane-departure warning and lane-keeping assist, and adaptive cruise control are standard. A 6.5-inch touchscreen comes with Apple CarPlay and Android Auto, but step up to the Premium trim level for an 8.0-inch screen, Wi-Fi capability, and other features like blind-spot detection, rear cross-traffic alert, and the free choice of either a second-row bench or captain’s chairs. Every Ascent has all-wheel drive.

  • Base price: $33,420
  • Powertrain: 260-hp 2.5L turbocharged inline-four engine; continuously variable automatic transmission
  • Cargo space behind second row: 47 cubic feet
  • Cargo space behind third row: 17 cubic feet

The Volkswagen Atlas was refreshed for 2021 with a friendlier-looking front end. Two engines are available: a standard 235-hp inline-four with front-wheel drive or a 276-hp V-6. Both engines are paired with an eight-speed automatic transmission and are available with all-wheel drive. The V-6-powered Atlas SE with the Technology package, the SEL, and SEL Premium models offer max towing of 5000 pounds. This VW has a rather dull interior design compared to the Kia Telluride or Mazda CX-9. Base models come with a 6.5-inch touchscreen with Apple CarPlay and Android Auto, but we think upgrading to the 8.0-inch touchscreen with two more speakers and extra USB ports is more than worth it. Even the base Atlas is thirsty. The most fuel-efficient version is the front-drive four-cylinder, which returned just 24 mpg on the highway during our fuel-economy test.

  • Base price: $32,565
  • Powertrain: 235-hp 2.0L turbocharged inline-four engine, 276-hp 3.6L V-6 engine; eight-speed automatic transmission
  • Cargo space behind second row: 55 cubic feet
  • Cargo space behind third row: 20 cubic feet

The Dodge Durango is the quickest SUV on this list, it tows the most, and is essentially a three-row muscle car. The Durango has three flavors of engine: a 293-hp V-6 with 6200 pounds of max towing all the way up to 475-hp V-8. Every powertrain is supported by an eight-speed automatic. Max towing with the V-8 jumps to 8700 pounds (with the Tow N Go package), meaning it tows more than any mid-size pickup. The Durango offers solid handling with a comfy ride. An 8.4-inch touchscreen with Apple CarPlay and Android Auto comes standard—that’s larger than most optional displays on other SUVs. A 10.1-inch screen is optional. The third row is decently roomy and allows the Durango to seat seven. The V-6 Durango scored 22 mpg on our highway fuel-economy test, and the all-wheel-drive V-8 Durango managed 23 mpg, beating its EPA estimate.

  • Base price: $34,872
  • Powertrain: 293–295-hp 3.6L V-6, 360-hp 5.7L V-8, 475-hp 6.4L V-8 engine; eight-speed automatic transmission
  • Cargo space behind second row: 43 cubic feet
  • Cargo space behind third row: 17 cubic feet

The 2022 Honda Pilot gets more standard features than last year’s model, but with those updates comes a substantial bump in its starting price by nearly $7000. Every Pilot now has LED headlights and taillights, a standard 8.0-inch touchscreen, and a 280-hp V-6 engine with a nine-speed automatic transmission. The Pilot’s three rows provide plenty of room, and a host of active-safety tech is available. With standard all-wheel drive, a Honda Pilot Elite model returned 27 mpg on our highway fuel-economy test.

  • Base price: $32,645
  • Powertrain: 280-hp 3.5L V-6 engine; nine-speed automatic transmission
  • Cargo space behind second row: 46 cubic feet
  • Cargo space behind third row: 16 cubic feet

The Ford Explorer is a smooth-riding three-row with solid powertrain options. A 300-hp 2.3-liter inline-four engine and 10-speed automatic are standard, and if that’s not enough, the 400-hp twin-turbo V-6 in ST models rockets the Explorer to 60 mph in 5.2 seconds. A hybrid Explorer is also available. The Explorer’s bigger optional 10.1-inch infotainment touchscreen sits vertically, but if Apple CarPlay and Android Auto are all you’re after, that’s standard on models with the smaller 8.0-inch screen, too. The Explorer fell short in our most recent three-row comparo because you can get more features and a nicer interior for a more reasonable price elsewhere. Rear-drive hybrid Explorers return the best fuel economy with an EPA-estimated 28 mpg on the highway. For towing, a base Explorer can pull up to 5300 pounds, while models with the 3.0-liter twin-turbo V-6 tow a bit more at 5600 pounds.

  • Base price: $34,170
  • Powertrain: 300-hp 2.3L turbocharged inline-four, 365-hp 3.0L twin-turbo V-6, 400-hp 3.0L twin-turbo V-6, 318-hp electric-hybrid 3.3L V-6 engine; 10-speed automatic transmission
  • Cargo space behind second row: 47 cubic feet
  • Cargo space behind third row: 18 cubic feet

The new Toyota Highlander packs a bunch of cargo space with the third row folded and a hybrid powertrain with impressive fuel economy. A 295-hp V-6 and eight-speed automatic transmission can be paired with your choice of front- or all-wheel drive. Other standard features include an 8.0-inch touchscreen with SiriusXM satellite radio, a 4G LTE Wi-Fi hotspot, Apple CarPlay, Android Auto, and Amazon Alexa—even on the base trim. The Highlander Limited and Platinum have a giant 12.3-inch display. A somewhat low roofline can be a bit of a problem for adults in the third row, but there’s plenty of room for kids. The front-drive Highlander Hybrid gets an EPA-estimated 35 mpg highway, while the gas-only version still achieves an impressive 29 mpg.

  • Base price: $36,300
  • Powertrain: 295-hp 3.5L V-6 engine, eight-speed automatic transmission; 243-hp 2.5L inline-four hybrid engine, continuously variable transmission
  • Cargo space behind second row: 48 cubic feet
  • Cargo space behind third row: 16 cubic feet

New for 2021, the fifth-generation Nissan Pathfinder is still using some of the older SUV’s parts. The 284-hp 3.5-liter V-6 makes a return, but this time the sluggish CVT has been replaced by Nissan’s nine-speed automatic transmission. Although it rides on the same wheelbase as before, the overall dimensions have grown, and that’s good news for third-row passengers. The wider third row now seats three, upping the total passenger capacity to eight, and increased sound deadening has made the Pathfinder quieter to ride in.

  • Base price: $34,560
  • Powertrain: 284-hp 3.5L V-6 engine; nine-speed automatic transmission
  • Cargo space behind second row: 45 cubic feet
  • Cargo space behind third row: 16 cubic feet

The Kia Sorento has many powertrain options with either front- or all-wheel drive, including a base 191-hp four-cylinder, a 281-hp turbo-four, and a hybrid version. An 8.0-inch touchscreen is standard, though higher trims come with a 10.3-inch screen. The Sorento’s is a rather luxurious cabin with materials that go beyond black plastic. The second-row bench seats can also be changed to captain’s chairs to make crawling into the third row easier. But when it comes to towing, the Sorento’s max capacity is only 3500 pounds. The Sorento is like a diet Kia Telluride, but with a hybrid powertrain, less towing capacity, and a lower starting price.

  • Base price: $30,665
  • Powertrain: 191-hp 2.5L inline-four, 281-hp 2.5L turbocharged inline-four engine, eight-speed automatic transmission; 227-hp 1.6L turbocharged inline-four hybrid engine, six-speed automatic transmission
  • Cargo space behind second row: 38 cubic feet
  • Cargo space behind third row: 12 cubic feet

Mazda’s CX-9 gives buyers more than they’re probably expecting from this class, while appealing to our preference for vehicles that are fun to drive. We’ve awarded this Mazda a 10Best Trucks and SUV award in 2018 and 2019 because it drives with a sporty verve while also delivering a luxurious ride. And it looks like a luxury SUV inside and out but is priced in the thick of the mainstream three-row segment. Even the base CX-9 comes with a 10.3-inch touchscreen with Apple CarPlay and Android Auto. A gutsy turbocharged four-cylinder engine is standard, and all-wheel drive is optional.

  • Base price: $35,060
  • Powertrain: 250-hp turbo 2.5L inline-four engine; six-speed automatic transmission
  • Cargo space behind second row: 38 cubic feet
  • Cargo space behind third row: 14 cubic feet

Jeep’s fifth-generation Grand Cherokee debuted in 2021, adding a three-row model dubbed the Grand Cherokee L. It’s 15 inches longer than the previous Grand Cherokee, and a smoother ride is a major benefit from its longer wheelbase. The rumble from the available 5.7-liter V-8 is unlike anything else in the segment (save for the Durango), and the V-6 is no sleepyhead either. Overland and Summit trims come standard with air springs, which can lift the Grand Cherokee L to provide up to 10.3 inches of ground clearance. The new Grand Cherokee has more cargo space than ever, and its third row has a good amount of headroom and footroom for folks with size-12 shoes. The V-8 has the highest towing capacity of the two engines at 7200 pounds.

  • Base price: $40,570
  • Powertrain: 290-hp 3.6L V-6, 357-hp 5.7L V-8; eight-speed automatic transmission
  • Cargo space behind second row: 46 cubic feet
  • Cargo space behind third row: 17 cubic feet

The Hyundai Palisade is the Kia Telluride‘s fraternal twin—sharing a platform, powertrain, and suspension—but its looks, inside and out, are where the two are most different. We think the Telluride has an advantage where looks are concerned, but the Palisade is still the next-best choice if your local Kia dealership is out of stock. The fit-and-finish quality are in stark contrast to many of the competitors in this segment. Second-row ventilated seats and a suede-like headliner for under $49,000? You can’t get that combo in a Cadillac Escalade for $103,000.

  • Base price: $33,860
  • Powertrain: 291-hp 3.8L V-6 engine; eight-speed automatic transmission
  • Cargo space behind second row: 45 cubic feet
  • Cargo space behind third row: 18 cubic feet

The Kia Telluride arrives as the best of the best with mildly refreshed looks for 2022, and even more standard features that make the Telluride’s lowest trims feel a little fancy. To start, the smallest touchscreen found in a Telluride is now 10.3 inches. More importantly, the new Telluride drives better than it needs to, and its interior styling and quality are distinctive in this segment. The Telluride can tow up to 5000 pounds and comes with a 10-year, 100,000-mile warranty. It’s earned our coveted 10Best award each year since the model’s debut in 2020. We put an all-wheel-drive Telluride SX through the rigors of our 40,000-mile long-term road test, and not only was it one of the most requested vehicles in our fleet, but it was also faultless in terms of reliability.

  • Base price: $34,015
  • Powertrain: 291-hp 3.8L V-6 engine; eight-speed automatic transmission
  • Cargo space behind second row: 46 cubic feet
  • Cargo space behind third row: 21 cubic feet

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